Job expirat
· Assess the loan proposals/ analysis for Corporate/SME clients on risk based perspective and provide/sustain the risk opinion as part of loan origination process;
· Responsible for ensuring the deployment of legal and internal regulations/ strategies concerning loan granting process,;
· Involvement in definition and implementation of projects regarding development/ modification/ implementation of loan granting process, procedures, application of rating models and IT applications designed in this respect;
· Ensures portfolio monitoring and regular reporting
University Degree in Economics/ Mathematics
· Minimum 3-5 years experience in banking, with significant experience in loan granting activity focused on underwriting
· Excellent knowledge of financial analysis and specific regulation or best practices applicable in case of Corporate and SME clients - minimum 2 years;
· General overview of the sectorial analysis
· Good communication skills & details oriented;
· Team spirit and problem solving attitude;
· Accuracy and focus under pressure;
· Ability to meet deadlines;
· Fluency in English;
· Computer skills: MS Office - especially Excel and Access
Volksbank Romania, detinuta de Volksbank International (subsidiara a Osterreichische Volksbanken – Aktiengessellschaft -OVAG)), a devenit operationala pe data de 8 mai 2000. In buna traditie a bancii austriece pe care o reprezinta, Volksbank Romania si-a indreptat inca de la inceput atentia spre nevoile si interesele persoanelor fizice si intreprinderilor mici si mijlocii oferind produse si servicii de calitate.
“Increderea ne uneste” – sloganul grupului – reflecta parteneriatul pe care se bazeaza banca noastra in relatia cu clientii